Protect What You Drive

VEHICLE INSURANCE

Vehicles are the most expensive thing you own — and the easiest thing to lose. Insure one and you get it back. Pick a cover tier, and the weekly premium comes straight out of your in-game bank. No commands, no reminders, nothing to remember.

How it works

1

Register the vehicle

Stand at it and use /register-vehicle-here, or the Register — I'm at it button. Only scan-verified vehicles can be insured.

2

Pick your cover

In Discord, open #insuranceInsure → choose the vehicle, then the tier. You see the exact weekly cost before you commit.

3

Get replaced

If it's destroyed, hit Claim and a replacement drops at your feet — free on Full Cover.

Cover tiers

Basic

Cheapest cover — a replacement costs you half price.

Per week

1.5%

Replacement

50%

e.g. a $70,000 vehicle → $1,050/week

Standard

Balanced — a replacement costs you a quarter.

Per week

3%

Replacement

25%

e.g. a $70,000 vehicle → $2,100/week

Best cover

Full Cover

Top cover — replacements are completely FREE.

Per week

5%

Replacement

FREE

e.g. a $70,000 vehicle → $3,500/week

Premiums scale with the vehicle — a pushbike costs pocket change, a loaded SUV costs real money. Uninsured, a replacement costs the full 100% of its price.

⚠ If a payment fails

  • • You're pinged in-game and in #insurance-billing — you'll never be surprised.
  • • We retry in 6 hours. Top your bank up and it just goes through.
  • • After 3 missed payments your cover lapses — the vehicle stays yours, but a replacement would cost the full 100%.
  • • Re-insure any time; there's no penalty for coming back.

Everything happens in Discord — two clicks, private to you.

Open my garage
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